What is a 529 plan?

529 plans were established to help families save money for eligible, accredited public or private college, university, or trade school in the country and abroad. The name "529" refers to the Internal Revenue Code section that allows the establishment of this type of college saving investment vehicle.


Benefits of Future Path 529


Tax Advantages

529s allow your investments to grow tax-free, and withdrawals are free from federal and state taxes when used for qualified higher education expenses.*

Qualified Expenses

Savings from your Future Path 529 Plan account can be used for a variety of education related expenses, including tuition, room & board, books, fees, computers, and more. However, if you do need your 529 savings for something other than education, you may take a withdrawal (subject to a 10% federal penalty tax, as well as state and local income taxes).*


Invite friends and family to be a part of your savings journey. With a Ugift® code that links directly to your account, they can give the gift of education for a birthday, holiday, special occasion, or even "just because."


Upromise is a free service that allows members to earn cash back rewards for everyday activities such as shopping, dining, and more. Once you reach $50, your rewards can be sent right to your Future Path 529 Plan account.**

Limited Impact on Financial Aid

Participation in a 529 college savings plan does not limit a student's receipt of merit-based financial aid, including academic or athletic scholarships. For 529 impact on need-based financial aid, read more in our FAQ.

No Enrollment Fee

Savers can open a Future Path 529 Plan account with no enrollment fee, and with as little as $15. Nevada residents or account owners invested in the JPMorgan Stable Asset Income Portfolio pay no annual account fees, making Future Path 529 an affordable option for education savings.***

Tax Advantages

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    Federal tax-free qualified withdrawals.

    Withdrawals used to pay for qualified higher education expenses are free from federal income tax, so more of your money can go towards college.*

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    Estate tax benefits.

    Future Path 529 Account Owners can contribute up to $18,000 per beneficiary each year ($36,000 for married couples filing jointly) without incurring federal gift-tax consequences. You can choose to contribute up to $90,000 per child in a single year ($180,000 for married couples) and take advantage of five years' worth of tax-free gifts at one time.^ (Contributions are considered completed gifts and are removed from your estate, but you, as the account owner, retain control)

Calculate Tax Savings



Join our 529 savings webinar to learn more

Join us to learn about the benefits of Future Path 529 - Nevada's 529 college savings plan to help you save for future educational expenses.

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*Earnings on nonqualified withdrawals are subject to federal income tax and may be subject to a 10 percent federal penalty tax, as well as state and local income taxes. The availability of tax or other benefits may be contingent upon meeting other requirements.

**Upromise rewards is an optional service offered by Upromise, Inc., is separate from the Future Path 529 Plan, and is not affiliated with the State of Nevada. Terms and conditions apply to the Upromise service. Participating companies, contribution levels, and terms and conditions are subject to change at any time without notice.

***If the account owner or beneficiary does not have a Nevada permanent address or mailing address on file, or is not invested in the JPMorgan Stable Asset Income Portfolio, a $20 annual maintenance fee will be assessed.

^In the event the donor does not survive the five-year period, a pro-rated amount will revert to the donor's taxable estate.